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Michael Mikhail is the Founder and CEO of Stratton Equities, the Nation’s Leading Private Money and NON-QM Mortgage Lender to national real estate investors, with the largest variety of mortgage loans and programs nationwide.


A serial entrepreneur with a foresight for business opportunities, Michael had a slew of small businesses prior to launching Stratton Equities.


In 2017, Michael noticed how the mortgage industry had transformed after the regulations presented from 2008-2012, and knew it was time to set out something on his own, thus creating Stratton Equities.


Under Michael’s leadership, Stratton Equities has grown into one of the biggest leaders in the Mortgage and Real Estate industry across genres and platforms.


Michael Mikhail is an accredited leader in the mortgage world and seasoned real estate investor with over 20 years experience in the industry. He currently serves as the founder and CEO of Stratton Equities, the Leading Nationwide Direct Private Money & NON-QM Mortgage Lender for real estate investors. An innovator in the private lending space, Michael has built Stratton Equities into a resource for borrowers, brokers, and loan officers. His passion for helping others succeed in their investment goals inspired him  to create a company with the largest library of loan programs under one roof. Additionally, he has developed a unique hands-on training program and educational platform to provide loan officers with a clear pathway to success.

Stratton Equities offers a diverse portfolio of loan programs with unbelievable rates, no extraneous fees, and less documentation for a Private Money and NON-QM Mortgage Programs. Since the company’s launch in 2017, Michael has been an advocate for aspiring entrepreneurs and an educator on the disruptive trends in the mortgage industry.


The son of Lebanese immigrants, Michael grew up in New Jersey,  where he was determined to fulfill the American dream and become an entrepreneur. Before his time at Stratton Equitties, Michael built  a career in the mortgage industry for 18 years, beginning  in 2003. As a committed  serial entrepreneur, his focus led him to create multiple businesses before Stratton Equities. Some of Michael’s greatest successes included a car wash business that was also connected to a gym. In the past, he has also worked as  a personal trainer, and built a health supplement company. 


In 2017, Michael realized he had an idea for a start-up in private lending and real estate. After noticing some of the unique changes made to the mortgage industry due to the 2008-2012 housing crisis that gave him the breakthrough he needed to launch his business. 


Over the course of the last few years, Michael solidified his reputation as a competent real estate investor, and pioneer as a Private Money & NON-QM Mortgage Lender.


Before Stratton Equities, Michael’s entrepreneurial spirit took him around the world, traveling to 19 countries in five years, gaining knowledge and expertise, experiencing the highest highs and the lowest lows life has to offer. However, during one of his trips, Michael hit rock bottom - becoming  homeless in a foreign country. To this day, it is a memory that drives his quest to achieve success and financial independence. 


A large part of Michael Mikhail’s success in entrepreneurship comes from the knowledge acquired throughout  his two decades of experience in the real estate industry. As a seasoned business owner, he believes that passion for your industry, combined with making strong investments in time, money, and people inevitably brings you success.  


Michael understands what it takes to work hard, get results, and establish yourself as a  professional entrepreneur that solves real world problems . Through his career, Michael  encountered numerous failures and persevered on his journey to becoming a successful real estate entrepreneur.  His know-how and insight were pivotal in  dominating a crowded and competitive field to get to the top with his real estate startup, Stratton Equities. Today, Michael is wholeheartedly committed to supporting all those who wish to grow their investment portfolio in real estate and create paths to multigenerational wealth. 


Michael’s ethos is that with hard work, determination, focusing on one thing, and doing it well -  that you can overcome any hardship life may throw your way. This entrepreneurial mindset has inclined him to give back, become an educator, and help others achieve their dreams in the process.


Currently, while running Stratton, he serves as a motivational speaker and shares his insights as a private money strategist with audiences all over the world.


Are you thinking about becoming a real estate investor? At Stratton Equities, Michael utilizes his expertise in the property business to specialize in private money lending. Private money lending revolves around asset-based loans and term loans for real estate investing. Michael knew that to become a disruptor in the space he had to change the industry and focus on building a one-stop-shop - Stratton Equities.

Working with a hard money and a NON-QM Mortgage lender can be extremely beneficial to those looking to avoid the complicated and tedious process of a bank mortgage. NON-QM lending typically involves clients looking to grow their equity through the real estate market instead of traditional investments such as stocks. Private money lending can be useful to a wide range of end users including individuals, small businesses, or commercial investors. 


Some of the benefits of this variety of lending include not qualifying borrowers based on their tax returns, with no upfront fees, and no junk fees. Additionally, private lenders require fewer documents for a loan application, have an easier approval process, and are often more experienced professionals guiding one’s investment strategy. At Stratton Equities, Michael and his team work tirelessly to develop a close relationship with their clients, earning their trust through their service delivery and ensuring that their money is being invested well with the best available loan program.

What sets Stratton Equities apart from other private lending mortgage companies in the  real estate investment space are the diverse loan programs all under one roof. We offer low market value interest rates, and higher loan-to-value (LTVs) than the competitors. The Stratton Equities' Loan Officer Team are industry leaders with their extensive training, passion, and dedication to helping borrowers succeed. 

The mortgage programs at Stratton Equities are simple and convenient as one can get a loan with interest rates as low as 6.75%. Michael and his team work hard at making their rates and loan programs competitive with other hard money lenders and other mortgage lenders by offering their services directly to investors. 

Direct private money lending means that the institution lends its own capital directly to borrowers to give them the lowest rates that they can secure after qualification. We are proud that there are no middlemen in the process that can often complicate communication and impede the client experience. Michael and his team work in-house in New Jersey and can service clients nationwide.

As a New Jersey business in real estate, Stratton Equities has clients all across America in 46 out of 50 states. This nationwide footprint has given me the ability to unlock the possibilities of multigenerational wealth creation through real estate investing. On average, most loan amounts range between $100k to $5 million.

Michael and his team at Stratton Equities work diligently in offering their clients the best loan programs and mortgage solutions for their specific real estate endeavors. Michael works daily in ensuring that Stratton Equities Remains an industry leader and educates its clientele about the best possible solutions to their financing needs. 

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